Privacy Policy

VA LOANS XPRESS™ VA Mortgage lender VA mortgage broker

General Privacy Statement and Legal Policy

The VA LOANS XPRESS™ is committed to ensuring the privacy and security of its website visitors.  We respect and protect the privacy of those who use our website.  Therefore, we want you to know what information is collected and how it is used.

The VA LOANS XPRESS™ does not share or sell your personal information with outside companies for their promotional use.

When you visit this site, we may collect certain types of information from you, such as information you voluntarily provide including your name, email address, telephone number, survey information and site registrations.  We may also collect information on what pages you access or visit to track trends in the use of our website.

We utilize recognized industry security safeguards to help protect the personally identifiable information that you have provided to us from loss, misuse, or unauthorized alteration.  We take commercially reasonable precautions to protect your information and limit disclosure by maintaining physical, electronic, and procedural safeguards in compliance with federal law.

WHY

Financial companies choose how they share your personal information.

Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT

The types of information we collect and share depend on the product or service you have with us.

This information can include:

Social Security number and income
Account balances and payment history
Credit history and credit score.

HOW

All financial companies need to share customers’ personal information to run their everyday business.

In the section below, we list the reasons financial companies can share their customers’ personal information.

Reasons we can share your personal information

Does VA LOANS XPRESS™ share?

For our everyday business purposes - such as to process your loan application.

Yes

For our marketing purposes –
to offer our products and services to you

Yes

For joint marketing with other financial companies

No

For our affiliates’ everyday business purposes – information about your transactions and experiences

No

For our affiliates’ everyday business purposes – information about your credit worthiness

No

For non-affiliates to market to you

No

What VA LOANS XPRESS™ do

How does VA LOANS XPRESS™ protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does VA LOANS XPRESS™ collect my personal information?

We collect your personal information, for example, when you:

• Apply for a loan or provide account information

• Give us your income information or give us your contact information

• Provide employment information
We also collect your information from others, such as credit bureaus or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only
• Sharing for affiliates’ everyday business purpose-

information about your creditworthiness
• Affiliates from using your information to

market to you
• Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions


Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• VA LOANS XPRESS™ has no affiliates.

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• VA LOANS XPRESS™ does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• VA LOANS XPRESS™ does not jointly market.